Loans Outside the Box

– Super Jumbo

– Reverse Mortgages

– Cross Collateral Loans

– Bridge Loans

– Non-Prime Loans

– Construction Loan

– Foreign Nationals

– Lot Loans

– Co-op Loans

– Commercial Loans

– Non-Warrantable Condo

Fixed Rates – Jumbo and Conforming

With a fixed rate mortgage, you know exactly what your principal and interest payment will be every month. It won’t change because your interest rate won’t change. There is only one instance in which your total payment will change when you have a fixed rate mortgage. If you pay your home insurance and real estate taxes through your mortgage, any time there is a change in those costs, there will be a change in that part of your mortgage payment as well. If interest rates go up, you’re protected with a fixed rate mortgage. But, you won’t benefit if rates go down. You can; however, take advantage of falling rates by refinancing.

Adjustable Loans fixed for 1, 3, 5, 7 or 10 years

Searching for an adjustable rate mortgage can be confusing. There are literally hundreds of different combinations of adjustable rate mortgages available. The typical adjustable rate mortgages that are very common are short term adjustable with a fixed period of between 2 to 10 years.

Max Loan Amount over $4.5 million

MAX LTV 97.5%

Free Advanced Loan Approval

Second Homes up to 90% LTV